Mortgage Affordability Calculator

Find out how much house you can afford based on your income and expenses.

Annual Gross Income

Monthly Debt Payments

Car loans, student loans, credit cards, etc.

Down Payment

Interest Rate (%)

Loan Term

Property Tax Rate (%)

Annual Insurance ($)

Max Home Price

$297,017

Based on 28% front-end ratio

$267,989

Based on 25% of income

Principal & Interest$1,561/mo

Property Tax$297/mo

Insurance$125/mo

Total Monthly$1,983/mo

Max Allowed$1,983/mo